These four tools will help you to cut your bills, track your spending, save up, and even file your tax return.

Where we choose to store our money should be about more than convenience, customer service and interest rates - by deciding to bank ethically, we can all make a huge difference to our planet's future.

With average interest rates on savings accounts falling to under 1% for the first time, promises of 8% returns are bound to attract attention. But don’t be fooled into placing your cash in high-risk mini-bonds.

State-backed National Savings & Investments is ready to accept much more money and offers some of the highest interest rates

Interest rates on cash Isa accounts are too low and stocks do better over the long term. Consider a stocks and shares Isa instead.

In times of crisis there is always one group that can be relied upon to adapt fast: fraudsters.

Santander is to cut the interest rate on its popular 123 current account from 1% to 0.6% from 3 August.

The withdrawal penalty on lifetime individual savings accounts has been cut in an attempt to help struggling savers.

Over 600 accounts have had their rates slashed since lockdown began. Make sure you are still getting the best deal.

The end of the tax year is almost upon us. You have until midnight on 5 April to take advantage of various tax allowances or risk losing them.

Smartphone banking is taking off. And no wonder: it is convenient and comes with features that help you budget and save.

SINGLE mum Hope Broughton wants to save cash but she's struggling to put any money away while on £1,200 a month maternity leave.

For most of us the New Year heralds plans to get fit, eat better and generally be a better human. But have you thought about what you could do to improve your finances in 2020?

For those getting cold feet about peer-to-peer lending there are alternatives.

We will spend an average of £300 each on gifts this year, according to American Express. But research by toy firm Toca Boca found that a third of children’s presents are never played with again after Christmas Day. So, rather than buying something that will be cast aside before the last mince pie has been eaten, why not invest that money instead?

Add tens of thousands of pounds to your retirement income with these smart tips and a little forward planning.

Just because you don’t fancy skydiving or swimming with sharks, it doesn’t mean you shouldn’t take any risk with your money. We take a closer look at investment risk and explain why not taking any chances could be the riskiest strategy of all.

Your funeral is the fourth most expensive thing you will ever pay for after buying a house, having children and getting married. So have you given any thought to how you’ll pay for yours?

Are you trying to get your head around stocks and shares Isas? Whether you want to open your first investment Isa or sort out your portfolio, here are some tips to make sure your Isa runs smoothly.

In 2014 the chancellor, George Osborne, announced that partners could inherit a spouse’s savings with their tax-free status intact. Previously, Isas immediately lost their tax benefits when someone died, with any capital gains or income taxable.