Ruth Jackson-Kirby

I'm a freelance journalist with 15 years of experience writing for national newspapers, magazines and websites. I specialise in personal finance covering savings, investments, pensions, property and anything else that could affect your wealth.

Give your savings some welly with the right ISA

Whether you are building a nest egg for your children, buying a home or boosting your pension, there is an ISA that can help.

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MoneyWeek • 31st August 2020

Child trust funds are about to bring a windfall for teenagers

With the first child trust funds set to mature in September teenagers are going to get their hands on a total of around £6bn. So what should they do with it?

MoneyWeek • 11th August 2020

Four apps to help you manage your money

These four tools will help you to cut your bills, track your spending, save up, and even file your tax return.

Good Housekeeping • 7th August 2020

Ethical Banking: How to make your money green

Where we choose to store our money should be about more than convenience, customer service and interest rates - by deciding to bank ethically, we can all make a huge difference to our planet's future.

MoneyWeek • 3rd August 2020

How investors got burned by Chilango's burrito bonds

With average interest rates on savings accounts falling to under 1% for the first time, promises of 8% returns are bound to attract attention. But don’t be fooled into placing your cash in high-risk mini-bonds.

MoneyWeek • 28th July 2020

NS&I: a safe home for savings

State-backed National Savings & Investments is ready to accept much more money and offers some of the highest interest rates

MoneyWeek • 7th July 2020

Look beyond cash Isas to stocks and shares

Interest rates on cash Isa accounts are too low and stocks do better over the long term. Consider a stocks and shares Isa instead.

MoneyWeek • 19th May 2020

How to fight the Covid-19 scams

In times of crisis there is always one group that can be relied upon to adapt fast: fraudsters.

MoneyWeek • 18th May 2020

Interest rates are dwindling fast

Santander is to cut the interest rate on its popular 123 current account from 1% to 0.6% from 3 August.

MoneyWeek • 11th May 2020

Lifetime Isa penalty cut offers a crisis lifeline

The withdrawal penalty on lifetime individual savings accounts has been cut in an attempt to help struggling savers.

MoneyWeek • 24th April 2020

It's time to find a new home for your savings

Over 600 accounts have had their rates slashed since lockdown began. Make sure you are still getting the best deal.

MoneyWeek • 3rd April 2020

Save money before the end of the tax year

The end of the tax year is almost upon us. You have until midnight on 5 April to take advantage of various tax allowances or risk losing them.

MoneyWeek • 26th February 2020

Smartphone banking: why you should dial into digital banks

Smartphone banking is taking off. And no wonder: it is convenient and comes with features that help you budget and save.

The Sun • 11th February 2020

I can’t save money on maternity pay - how do I buy a house?

SINGLE mum Hope Broughton wants to save cash but she's struggling to put any money away while on £1,200 a month maternity leave.

MoneyWeek • 13th January 2020

New year, new you: resolve to get your finances in order

For most of us the New Year heralds plans to get fit, eat better and generally be a better human. But have you thought about what you could do to improve your finances in 2020?

The Times • 4th January 2020

Are Innovative Finance Isas too risky?

For those getting cold feet about peer-to-peer lending there are alternatives.

The Sunday Times • 15th December 2019

Stuck for children’s Christmas presents? Give the gift of saving

We will spend an average of £300 each on gifts this year, according to American Express. But research by toy firm Toca Boca found that a third of children’s presents are never played with again after Christmas Day. So, rather than buying something that will be cast aside before the last mince pie has been eaten, why not invest that money instead?

Moneywise • 1st November 2019

Supercharge your pension: seven ways to give your pension pot a last-minute boost

Add tens of thousands of pounds to your retirement income with these smart tips and a little forward planning.

Moneywise • 1st July 2019

How to invest safely: A beginners' guide to taking sensible risk to help your savings grow

Just because you don’t fancy skydiving or swimming with sharks, it doesn’t mean you shouldn’t take any risk with your money. We take a closer look at investment risk and explain why not taking any chances could be the riskiest strategy of all.

Moneywise • 20th May 2016

How to pay for your funeral

Your funeral is the fourth most expensive thing you will ever pay for after buying a house, having children and getting married. So have you given any thought to how you’ll pay for yours?

The Times • 12th March 2016

The ten things you need to know when choosing an Isa

Are you trying to get your head around stocks and shares Isas? Whether you want to open your first investment Isa or sort out your portfolio, here are some tips to make sure your Isa runs smoothly.

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