ISA or Savings Account: Which Is Best For Me?
The answer to whether you should open an individual savings account or a traditional saver depends on your income tax, and how much and how long you plan to save.
Ruth Jackson-Kirby
I'm a freelance journalist with 15 years of experience writing for national newspapers, magazines and websites. I specialise in personal finance covering savings, investments, pensions, property and anything else that could affect your wealth.
How to avoid inheritance tax by giving your money away
Many of us worry about inheritance tax and how we can minimise how much of our estate goes to the taxman. One way to reduce his take and significantly improve the finances of the younger generation is to give away your money while you are still alive.
Four questions to ask before you buy a house with your partner
If you are planning to take the plunge, be aware that buying a house together is a big commitment worthy of serious thought. Stop thinking about how you’ll decorate and take some time to plan how you’ll own your joint asset.
Help to Save: Accounts for Low-Income Workers
Help to Save is a government scheme to help low-income workers build a savings pot. Find out how the Help to Save bonus works and whether you are eligible for a Help to Save account.
Are savings accounts prizes worth it?
Interest rates are dismally low, so it is hardly a surprise then that more and more of us are being attracted to savings accounts that pay prizes instead of interest. But are they a good idea?
Why now is a good time to start investing
Many of us have been hit hard financially by the pandemic, but if you’re among the lucky ones who have been able to save, here’s why investing that money is your best bet for making it grow.
How to rebuild your pension after turmoil
With pensions being battered in the wake of Covid-19, here is how to lessen the virus's impact on your retirement.
Ethical Banking: How to make your money green
Where we choose to store our money should be about more than convenience, customer service and interest rates - by deciding to bank ethically, we can all make a huge difference to our planet's future.
How to switch a rental property from a short-let to a long-let
Has your Airbnb income dried up? Here’s what you need to do before you look for long-term tenants.
